Plain-English answers,
with the dates attached.
Short, plain-English answers on equity comp, founder exits, business-owner strategy and keeping more of what you build — each with the deadline that matters, and a link to where we go deeper.
Ordinary income at vesting, capital gains after — and why your withholding is often too low before the vest date.
Equity & founders
RSUs, QSBS, a concentrated position, crypto — the vest, the holding period and the sale each set the tax, so the planning comes first.
Ordinary income at vesting, capital gains after — and why your withholding is often too low before the vest date.
Loss harvesting, exchange funds and a year-by-year glidepath.
Owners & property
Selling a business, deducting far more through the right retirement plan, and the California math on a long-held property.
Why the closing table is too late — and what to do now.
Defined benefit and cash balance plans, explained without the jargon — and why the set-up date matters. Figures illustrative.
Depreciation recapture, the state tax, the 45- and 180-day deadlines, and when a DST beats another rental.
Legacy & retirement
Passing wealth on without losing it to tax, and the low-bracket years before RMDs and Social Security.
The step-up, inherited-IRA rules and Prop 19 on the family home.
A tax-smart withdrawal order — and why the low-bracket years before RMDs and Social Security are worth planning around.
This content is general education, not tax, legal or investment advice. Any figures are illustrative and based on current rules, which are subject to change.
What happens on the free call?
About 30 minutes to understand your situation and the dates ahead, and to point you to two or three specific moves worth considering — and when to make them — whether or not you become a client. No documents needed, no obligation.
Do I have to move my money to you?
No. We can plan around assets wherever they’re held, and only manage what you choose to have us manage.
Do you replace my CPA?
No. We work alongside your CPA and attorney, not around them. We plan the moves in the year ahead; your CPA prepares and files the return; we coordinate so nothing is missed.
Your date,
your answer.
Bring the question to a free ~30-minute Tax X-Ray.
~30 minutes, free, no obligation.