Clear Fees.
No Surprises.
Know what you’ll pay, and what you get.
The team at WealthQuant Advisors charges fixed fees for financial planning, so you know the cost before you begin. Investment management follows a published schedule, and we explain how every part of our compensation works.
30 minutes. Free. No tax return needed.
Financial planning
A fixed fee covers your initial plan and a full year of conversations with your advisor, with plan updates and follow-up as needed.
Essentials
Best suited for
Professionals and families
$3,500
fixed fee
Payment terms
Payable in advance when you sign.
What’s included
- A comprehensive financial plan
- Retirement, income & Social Security planning
- Education & major funding goals (e.g., 529 plans)
- Insurance needs & risk review
- Beneficiary & estate document check
- Annual review plus coordination with your CPA
- Vetted referrals to WealthQuant’s network of CPAs, attorneys, and other specialists
- Investment management available
After one year, a $300 monthly membership for ongoing planning and support
Wealth+
Best suited for
Equity compensation and high income
$6,000
fixed fee
Payment terms
$3,500 due at signing, with the balance due when your written financial plan is delivered.
What’s included
- Everything in Essentials
- Equity comp planning – RSUs, ISOs, NSOs, AMT, QSBS
- Concentrated stock diversification & exchange funds
- Capital gains timing, harvesting & charitable strategy
- Pre-IPO, liquidity event & lockup planning
- Ongoing tax strategy meetings plus quarterly reviews
After one year, a $300 monthly membership for ongoing planning and support
Business Add-On
Best suited for
Business owners
+$5,000
added to Essentials or Wealth+
Payment terms
$2,500 due with your first payment, with the balance due when your written financial plan is delivered.
What’s included
- Advanced tax planning (i.e., Pay Yourself First, the IRS Last)
- Defined benefit / cash balance plans
- Entity & QBI tax
- Business valuation
- Exit & succession
- Buy-sell planning
- Key employee comp (NQDC)
After one year, the same $300 monthly membership
$300 per month, after year one
Ongoing membership. After your first year, a monthly membership covers your ongoing planning: plan reviews, conversations with your advisory team, an annual tax review, and coordination with your CPA. It’s billed monthly, in arrears.
Planning fees may be negotiated in advance, at our discretion.
Investment management
If you want us to manage your investments, the annual fee is a percentage of the assets we manage, based on the schedule below. It is separate from your planning fee.
| Assets under management | Annual fee |
|---|---|
| First $349,999 | 1.50% |
| $350,000 – $999,999 | 1.00% |
| $1 million – $2,999,999 | 0.85% |
| $3 million – $4,999,999 | 0.70% |
| $5 million – $9,999,999 | 0.55% |
| $10 million and above | 0.45% |
Fees are calculated and billed quarterly, in arrears, and are deducted from your account by your custodian. You authorize this in writing, and you receive a statement from the custodian and an invoice from us each quarter. Investment management fees are not negotiable. Employers who hire us to consult on a company retirement plan pay fees on the same schedule.
Project-based planning
If you need help with one question rather than a full plan, we offer project-based work at an hourly rate.
$250 per hour
We estimate the hours up front and send an invoice in advance. Half is due when you sign and the balance when the work is complete. If we finish in less time, we refund the difference.
How we’re paid, in plain English
You should know exactly how the team at WealthQuant Advisors is compensated.
We’re fiduciaries
We’re required by law to put your interests ahead of our own.
You pay us directly
Our compensation comes mainly from the planning, membership, and management fees on this page.
Insurance commissions
Where an insurance product is the right tool, we may earn a commission. That creates a conflict of interest, so we explain it and disclose the commission before you decide. There is no advisory fee on top of it, and you’re free to buy elsewhere.
We don’t hold your money
Your assets stay with an independent custodian. We only deduct our fee, with your written authorization. Custodian and trading fees are separate from ours.
Other options may cost less
You may be able to get comparable services elsewhere for lower fees.
Common questions about our fees
Can I cancel after I sign?
Yes. You can cancel within five business days of signing without paying any fee. After that, any unearned portion of fees you paid in advance is refunded pro rata. You can end investment management at any time with written notice and pay only the prorated fee through that date.
Are your fees negotiable?
Planning fees and hourly rates may be negotiated in advance, at our discretion. Investment management fees are not negotiable.
Do I have to pay the membership fee right away?
No. Your planning fee covers your first year. The $300 monthly membership begins after one year.
Do you earn commissions on insurance?
We may, when insurance is the right solution. We tell you how we’re compensated before any transaction, and you are not required to buy through us.
Will you hold my investments?
No. Your assets are held by an independent custodian. We never take custody of your funds or securities, apart from deducting our authorized fee.
Start with a free conversation
A free 30-minute Tax X-Ray. We’ll look at your situation and the moves worth considering, and explain how working together would look. No tax return needed.
A free 30-minute Tax X-Ray. We’ll look at your situation and the moves worth considering, and explain how working together would look. No tax return needed.