Straight answers,
before you ever call.
Fees, fiduciary duty, who we serve and what happens on the free Tax X-Ray — answered plainly.
Is WealthQuant Advisors fee-only or fee-based?
We are fee-based. We’re paid primarily by you for advice and we publish our fees.
Ginger Chien may earn a commission on an insurance transaction through WealthQuant Financial Services and Insurance Solutions, LLC. This creates a conflict of interest. Commissions are disclosed before you decide, and you are free to buy elsewhere. When Ginger Chien is paid a commission on an insurance transaction, there is no investment advisory fee associated with the insurance product.
How do you charge?
Financial planning starts with a fixed fee: Essentials is $3,500, Wealth+ is $6,000, and Business adds $5,000 to either plan. Your planning fee covers the first year. After one year, ongoing membership is $300 per month, billed in arrears. Project-based planning is $250 per hour. Investment management is priced separately under the published schedule. See Our Fees for payment terms and details.
Do I have to move my money to you?
No. We can plan around assets wherever they’re held, and only manage what you choose to have us manage.
Who is your ideal client?
People with a date coming that will change their wealth: equity-comp professionals and founders facing a vest, an exercise, a QSBS decision or an exit; holders of concentrated or appreciated stock; business owners with a company to run or sell; and anyone with an estate taking shape — plus families and professionals who want proactive, tax-smart planning.
When should I reach out?
Before the date, not after it: before you exercise options or a large vest lands, within 30 days of a restricted-stock grant if an 83(b) election is on the table, 2–3 years before selling a business, and before year-end if you’re considering a defined benefit plan.
Do you replace my CPA?
No. We work alongside your CPA and attorney, not around them. We plan the moves in the year ahead; your CPA prepares and files the return; we coordinate so nothing is missed.
Are you a fiduciary?
Yes. As a registered investment adviser we act as a fiduciary when we give you investment advice—we’re required to act in your best interest.
Ginger Chien may earn a commission on an insurance transaction through WealthQuant Financial Services and Insurance Solutions, LLC. This creates a conflict of interest. Commissions are disclosed before you decide, and you are free to buy elsewhere. When Ginger Chien is paid a commission on an insurance transaction, there is no investment advisory fee associated with the insurance product.
What area do you serve?
We’re based in the San Francisco Bay Area — Silicon Valley, San Jose and the Peninsula — and serve clients across California, with particular depth on California tax nuances. We work virtually and can serve select clients in other states where we are registered or exempt from registration.
What happens on the free call?
About 30 minutes to understand your situation and the dates ahead, and to point you to two or three specific moves worth considering — and when to make them — whether or not you become a client. No documents needed, no obligation.
Still have
a question?
Ask it on a free ~30-minute Tax X-Ray.
~30 minutes, free, no obligation.